Winning the lottery changed Amy Walsh's life, but the cost was greater than she could bear. In the aftermath, she struggles to find joy and purpose. Only one thing feels certain now--she will never spend one cent of the prize money on herself.

Worried, her older sister, Kristin DeMarco, invites Amy to live with her family while she heals. Unfortunately, this arrangement leads to trouble for Kristin: Divided focus affects her career. Her daughter prefers Amy to her. And Amy's unsolicited opinions provoke tension between Kristin and her husband.

Meanwhile, Amy is making drastic plans of her own, which include giving away all her money. But first she must convince Kristin not to squander her most valuable asset--time with her family.

As the sisters help each other reimagine their futures, life's unpredictability sends them to surprising places that test their love and resilience. Will they learn to live in the now, before it's too late?