0The Conspiracy of Credit is a must read. It contains the most raw and comprehensive information you will ever find on credit. If you ever wondered, why the credit bureaus want you to have bad credit or why credit is for poor people? This book will shock you with answers. Conspiracy of Credit explains why identity theft is nothing more than a new product created by the credit bureaus and banks to make money. This book will break down the reason behind retail and grocery store loyalty cards as well as the use of re-identification software. The speed of light money age is here, and never before has any book provided a blueprint for the future of credit and banking.